AGAGIntel
Rural Credit

Credit indicators and lender workflow

Directional indicators for ag lender portfolio monitoring. Unavailable series are displayed as such.

Snapshot
2026-04-04

Indicators

Ag loan delinquency (national)
unavailable

Quarterly series; next release pending.

Unavailable
Unavailable
Farm sector debt-to-asset ratio
stable

Balance sheet pressure concentrated in recent-vintage operating credit.

Directionally elevated vs 5yr avg
USDA ERS . 2026-04-04
Operating loan demand (Fed survey)
stable

Working capital needs elevated amid margin compression.

Firming
Kansas City Fed Ag Credit Survey . 2026-04-04
Farmland collateral values
stable

Cropland firm; pasture softer in drought regions.

Firm with regional variance
Regional Fed surveys . 2026-04-04
Interest rate pressure on borrowers
stable

Operating carry costs remain materially above 5yr norms.

Elevated
FRED . 2026-04-04